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Savings Accounts & CDs

Save Money for your Financial Goals with a Savings Account or CD

There’s a savings account just right for you at Raccoon Valley Bank. Right for young and older savers. Right for your short- and long-term goals. Right for your dreams. Compare the features of our popular savings accounts below to find the one that’s just right for you.

Savings Accounts at Raccoon Valley Bank

Savings Accounts
Account nameJunior SaversRegular SavingsInsured Money Market Account
Opening deposit$25$100$2,500
Minimum required balance to avoid service feeNone$100$2,500
Monthly fees

3 free withdrawals/debits per service charge cycle

$2 per withdrawal/debit over 3 withdrawals/debits per service change cycle

$5 per service charge cycle if balance falls below $100

3 free withdrawals/debits per service charge cycle

$2 per withdrawal/debit over 3 withdrawals/debits per service charge cycle

$10 per service charge cycle if balance falls below $2,500

6 free withdrawals/debits per service charge cycle

$10 per withdrawal/debit over 6 withdrawals/debits per service charge cycle

Interest paidCompound on collected balanceCompound on collected balanceTiered interest rate on collected balance
ATM cardn/aAvailable $10.70 annual fee1,2n/a
Online services

Online banking available

Mobile banking available

Online banking available

Mobile banking available

Online banking available

Mobile banking available

Additional featureseStatements availableeStatements availableeStatements available

1Subject to credit approval; 2State and local sales tax included

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Certificates of Deposit (CDs)

A safe and secure option for growing your money, CDs at Raccoon Valley Bank  come in a variety of terms from six months to five years. With the peace of mind of FDIC protection and competitive interest rates, Raccoon Valley Bank  CDs are a great way to increase your wealth over time no matter if you are a young adult just starting out, managing a family’s finances or making a final push toward or already in retirement.

*CDs are subject to penalty for early withdrawal.


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Get Started with a Savings Account from Raccoon Valley Bank Today!

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Contact or come by Raccoon Valley Bank today at any of our offices in Perry, Adel, Dallas Center, or Minburn to experience a true community bank.

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