Business Checking Accounts

Checking Accounts for Businesses of All Sizes

There's a business checking account just right for you at Raccoon Valley Bank. Right for your size and type of business. Right for your growth. Right for your financial needs today and in the future. Compare the features of our popular business checking accounts below to find the one that's just right for you.

Account Comparison

Business Checking
Account name	Small Business Checking	Business Checking (Analysis)	Business Insured Money Market
Opening deposit	$100	$100	$2,500
Minimum required balance to avoid service fee	$1,000 or $10,000 combined loan/deposit relationship balance	n/a	$2,500
Monthly fees	$8.56 per month if balance falls below $1,000 or combined balance falls below $10,000² $0.48 per deposit, deposited item, debit or check written over 75 items² $5 per returned deposited item Check images returned $5.35 per month $30 returned foreign deposit item	Fee varies per month based on cost analysis of account; refer to analysis fee schedule Earnings credit applied against analysis charge $5 for special handling instructions $5 per returned deposited item $30 returned foreign deposited item	$10.70 per statement if balance falls below $2,500² 6 free withdrawals/debits per statement cycle $10.70 per withdrawal/debit over 6 withdrawals/debits per statement cycle² $0.27 per deposit/deposited item over 25 items² $5 per returned deposited item $30 returned foreign deposited item²
Interest paid	No	No	Tiered interest rate on daily collected balance
ATM or debit card	Available $10.70 annual fee^1,2	n/a	n/a
Online services	Online Banking available Business Online available Mobile Banking available	Online Banking available Business Online available Mobile Banking available	Online Banking available Business Online available Mobile Banking available
Additional features	eStatements available	eStatements only

¹Subject to credit approval; ²State and local sales tax included.

Open a Raccoon Valley Bank Business Checking Account Today

Put your business on the right path to financial success by coming by any Raccoon Valley Bank location to open a business checking account today!

Contact or come by Raccoon Valley Bank today at any of our offices in Adel, Dallas Center, Grimes, Minburn, or Perry to experience a true community bank.