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Personal Checking Accounts

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Checking Accounts that are Just Right for Your Life

There’s a personal checking account just right for you at Raccoon Valley Bank. Right for your budget. Right for your busy schedule. Right for your financial needs today and in the future. Compare the features of our popular checking accounts below to find the one that’s just right for you.

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Checking Accounts
Account nameHometown Free CheckingHometown CheckingHometown Checking Plus
Opening deposit$100$100$500
Minimum required balance to avoid service fee None$1,000 average daily balanceMaintain $10,000 or more within deposit and/or loan relationship balance
Monthly feesNone

$7.49 per statement cycle if average daily balance falls below $1,0002

Check images returned $5.35 per statement cycle

$10.70 per statement cycle if combined balance falls below $10,0002

Check images returned $5.35 per statement cycle

Interest paidNoOn daily collected balance of $1,000 or moreTiered interest rate on daily collected balance
ATM or debit cardAvailable $10.70 annual fee1,2Available $10.70 annual fee1,2Free
Online services available

Online Banking

Online Bill Pay

Mobile Banking

Online Banking

Online Bill Pay

Mobile Banking

Online Banking

Online Bill Pay

Mobile Banking

Additional features

eStatements only

$5 reward for savers

eStatements or paper statements available

$5 reward for savers

Free 3x5 safe deposit box for 1 year, based on availability

Free notary service 

eStatements or paper statements available

$5 reward for savers

Free 3x5 safe deposit box for 1 year, based on availability

Free notary service

Free club checks or discount on specialty checks

1Subject to credit approval; 2State and local sales tax included

Not too big. Not too small. Raccoon Valley Bank is just right for you with a helpful and knowledgeable staff to assist you, a full range of services to meet your financial needs, the technology to make life easier, convenient locations in your community and a commitment to make those communities stronger every day.

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Contact or come by Raccoon Valley Bank today at any of our offices in Adel, Dallas Center, Grimes, Minburn, or Perry to experience a true community bank.

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