Credit & Debit Cards
Quick and Easy Transactions with a Visa® Debit or Credit Card from Raccoon Valley Bank
Life is better when money matters are easy. A Visa® debit card or credit card from Raccoon Valley Bank not only makes purchasing life’s everyday essentials quick and easy, but also simple to manage. From purchasing food for your family, to gas, to feed for your animals, a Visa® debit card or credit card from Raccoon Valley Bank introduces simplicity into your financial management.
When used correctly, credit cards can be a great financial tool for anyone. Raccoon Valley Bank offers the Visa® Classic credit card as well as the Visa® Gold Rewards card to suit your individual needs. Aside from worldwide use anywhere Visa® credit cards are accepted and the power to earn points toward travel and other rewards, using a Visa® credit card from Raccoon Valley Bank also comes with these benefits:
- Low annual percentage rates and no finance charges on new purchases paid during your grace period.
- Make local credit card payments at any Raccoon Valley Bank location.
- Speak with a Raccoon Valley Bank staff member with any questions you have about your credit card account.
- Access your credit card account online (www.mycardstatement.com) to view transactions, make a payment or set up recurring payments, see detailed spending reports and more.
- Redeem your points at www.scorecardreewards.com (for Visa® Gold card holders)
Be sure to apply today by using Raccoon Valley Bank ’s simple Credit Card Application!
The Visa® debit or ATM card from Raccoon Valley Bank allows you to make purchases or withdraw cash quickly and easily. Usable at any ATM location or at local businesses, using your Visa® debit card automatically debits funds from your checking account. Additionally, you can use your Raccoon Valley Bank debit card at any Privileged Status ATM nationwide without paying a transaction fee!
With the Visa® debit card and ATM card from Raccoon Valley Bank , there is no more check writing or waiting in line to get cash, just simple and quick transactions.
Get Your Raccoon Valley Bank Debit Card or Credit Card Today
You can stop by any Raccoon Valley Bank location to learn more about getting your own Visa® debit card or Visa® credit card today. You can also use the online Credit Card Application to apply for your credit card from Raccoon Valley Bank .
|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases||2.90% introductory APR for six month. After that you APR will be 8.50%. This APR will vary with the market based on the Prime Rate.|
|APR for Balance Transfers||2.90% introductory PAR for six months. After that your APR will be 8.50%. This APR will vary with the market based on the Prime Rate.|
|Paying Interest||Your due date is at least 25 days after the close orf each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin on charging interest on cash advances on the transaction date.|
|For Credit Card Tips from the Consumer Financial Board Website||To learn more about factors to consider when applying for yor using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore|
|Annual Fee||Classic – None Gold – $25.00|
Either $0.00 or 2.00% of the amount of each cash advance, whichever is greater
1% of each transaction in U.S. dollars
Up to $15.00
Up to $15.00