Full Time Adel, Iowa Posted on 5/22/2023
SUMMARY:
Is accountable for originating and servicing commercial and industrial loans, including but not limited to commercial real estate loans, small business loans, and agricultural loans. This position is responsible for promoting and selling loan and deposit products offered by the bank and actively develop relationships with business customers who meet our company's credit standards. Ability to network and educate area advisors and professionals with the goal of increasing our commercial loan volume through referrals. Be able to service their loan portfolio, including renewals. Originate, assist credit analyst with underwriting, and close commercial loans in accordance with established lending objectives, policies, and procedures. Establish and maintain positive relationships with existing and potential clients by performing the following duties. This position will office out of our Adel Branch.
ESSENTIAL DUTIES, RESPONSIBILITIES AND KEY ACCOUNTABILITIES include the following. Other duties may be assigned by management.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
Bachelor's degree (B. A. or B.S.) in Finance or business-related field required; or Five to Ten years of banking experience or related experience and/or training; or equivalent combination of education and experience. Knowledge of SBA, USDA, and other Governmental Lending Programs preferred. Management experience required.
Computer and data processing literacy required, including adept experience with Microsoft Office programs, and other lending origination and analysis software’s. Knowledge of Bank regulation and compliance is required.
Mathematical, organizational, and verbal and written communication skills required. Must be highly motivated with good communication skills, autonomous, and capable executing tactical plans in line with strategic objectives.
LANGUAGE SKILLS
Ability to read, analyze, interpret and implement regulations and laws, general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, policy and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
REASONING ABILITY
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions and/or problems and deal with several abstract and concrete variables.
CERTIFICATES, LICENSES, REGISTRATIONS
Valid driver’s license required for travel to Bank offices, training sessions, customer meetings, Bank and community meetings, etc. Ability to speak a foreign language helpful but not required.
NMLS license required.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle, or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, or crouch. The employee must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and depth perception.
Must be willing to office out of the Adel, IA Branch Office locations. Must be willing to work in excess of 40 hours per week and on some weekends as required. Travel will be required for this. Position may require the ability to work before or after normal business hours, including weekends and overnight travel, to meet required deadlines and to attend meetings and/or training programs.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts and outside weather conditions. The noise level in the work environment is usually moderate.
The above statements are intended to describe the general nature and level of work being performed by the person assigned to this position. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Further, this job description is not intended to limit or in any way modify the right of any supervisor to assign, direct and control the work of any employee under his/her supervision. I further understand that employment is at the will of the employer and either the employer or the employee may at any time terminate the employment with or without cause. I further understand that no representations, promises, or commitments made by supervisors or other company representatives relating to this position or duration of employment are binding on the company.
