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Business Banking

Checking

You deserve banking at its best,

so we’ve combined all the features you’re looking for into a variety of convenient account options.

 

Account Name Hometown Free Checking Hometown Small Business Checking Business Commercial Checking (Analysis) Buisness Insured
Money Market
Opening Deposit $100 $100 $100 $2,500
Minimum Required
Balance to Avoid
Service Fee
None $1,000 or $10,000 combined
loan / deposit
relationship balance
N/A $2,500
Monthly Fees

None

 

$5 per returned deposited item2

 

Check images returned
$5.35 per month2

$8.56 per month if balance falls
below $1,000 or combined
balance falls below $10,0002

 

$0.48 per deposit, deposited item,
debit or check written over 75 items2

 

$5 per returned deposited item2

 

Check images returned $5.35 per month2

Fee varies per month based
on a cost analysis of account;
refer to analysis fee schedule

 

Earnings credit applied against
analysis charge

 

$5 for special handling instructions2

 

$5 per returned deposited item2

$10.70 per month if balance falls
below $2,5002

 

6 Free withdrawals / debits per statement cycle
$10.70 per withdrawal / debit over
6 withdrawals / debits per statement cycle2

 

$.27 per deposit / deposited item over 25 items2

 

$5 per returned deposited item2

Interest Paid No No No Tiered interest rate
on collected balance
ATM or Debit
Card
Available $19.26 annual fee1,2 Available $12.84 annual fee1,2 N/A N/A
Internet Banking Free Internet Banking Free Internet Banking
eCorp available
Free Internet Banking
eCorp available
Free Internet Banking
Additional Features

Free Telebank

 

Overdraft protection available1

 

eStatements available

 

Available for non-profits

Free Telebank

 

Overdraft protection available1

 

eStatements available

Free Telebank

 

Overdraft protection available1

 

eStatements available

Free Telebank
 

1Subject to credit approval
2State and Local Sales tax included
Raccoon Valley Bank