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Day in and day out, your checking account is your hardest-working financial tool. That's why you want the most convenience at the lowest cost. At Raccoon Valley Bank, we believe you deserve banking at its best, so we've combined all the features you're looking for into a variety of convenient account options

Hometown Free Checking

  • Opening Balance - $100
  • Minimum Balance Requirement - None
  • Monthly Fees - None
  • Interest - No
  • ATM/Debit Card - Available - $12 per year
  • Internet Bill Pay - Available - $4.95 per month
  • Additional Benefits -
    • Check Safekeeping
    • Unlimited ATM usage
    • Overdraft Protection Available*
    • Free Telebanking
    • $5 reward for savers
    • Free Internet Banking

Hometown Checking

  • Opening Deposit - $100
  • Minimum Balance Required - $3000.00 in combined loan/deposit relationship balances
  • Monthly Fees - $7 per month if combined average falls below $3000.00
  • Interest - Yes - on balances of $500 and over
  • ATM/Debit Card - Available - $12 per year
  • Internet Bill Pay - Available - $4.95 per month
  • Additional Benefits
    • Unlimited ATM usage
    • Overdraft protection available*
    • Discounted loan rates available
    • Free Telebanking
    • $5 reward for savers
    • Free Internet banking
    • Cancelled checks returned for $5 a month
    • Free automatic payment/direct deposit
    • Free safe deposit box for 1 year (3x5, based on availability)
    • Free notary service
    • Free traveler's checks
    • Free official checks



Hometown Checking Plus

  • Opening Deposit - $500
  • Minimum Balance Requirement - $10,000 in combined loan/deposit relationship balances
  • Monthly Fees - $10 per month if combined average falls below $10,000
  • Interest - Yes - paid on daily collected balances at a tiered interest rate
  • ATM/Debit Card - Available - $12 per year
  • Internet Bill Pay - Free
  • Additional Benefits:
    • Free club checks
    • Discount on specialty checks
    • Unlimited ATM usage
    • Overdraft protection available*
    • Discounted loan rates available
    • Free Telebanking
    • $5 reward for savers
    • Free Internet banking
    • Cancelled checks returned for $5 per month
    • Free automatic payment/direct deposit
    • Free safe deposit box for 1 year (3x5, based on availability)
    • Free notary service
    • Free traveler's checks
    • Free official checks


* Subject to credit approval

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